Military Families And Life Insurance

When it comes to a military family, it’s important to understand the value of life insurance and how it can act as a safety net moving forward.

Most military families will want an airtight solution that ensures everyone is safe at all times. This includes going with a refined and tailored life insurance policy that is in line with modern standards of excellence.

Keeping this in mind, there are specialized policies that are made available for military families in the country. Here is a breakdown of what these policies are all about, how they work, and what to account for when applying.

Family Servicemembers’ Group Life Insurance

The Family Servicemembers’ Group Life Insurance program is geared towards providing a complete safety net for anyone dependent upon a military member. This can include both spouses and children.

Based on established standards, the insurance coverage under this life insurance program can go all the way up to $100,000 for spouses. However, it is important to note, this cannot be higher than the SGLI coverage that the service member already has under their name.

For children under the policy, they are going to be covered under the free policy for $10,000.

When it comes to a spouse, there will be certain amounts that are set up under the life insurance policy. THi is going to include targeted coverage that will be set up at $10,000 depending upon the situation at hand. This comes with a set cost of approximately $0.45-$4.50 per $1,000 of life insurance coverage.

During this process, it is also important to note the age-based requirements that are associated with the coverage. The policy is going to have a set rate in place depending upon the age of the military member’s spouse.

SGLI Online Enrollment System

For those who are thinking about going down this path, it’s highly recommended to look into additional information through the personal office.

it is also recommended to look at going through the SGLI Online Enrollment System to update your personal record as a military member. This is going to include moving forward with the life insurance coverage that you are on the lookout for.

Having all of these details ironed out as soon as possible is a must and should be the first course of action for military members.


A key detail to remember is the premiums for the life insurance coverage will go through your pay.

This means there is no additional payment that is going to be tacked on top of what is being cut. This provides peace of mind for military members that want a hands-off approach.

Just apply for the life insurance policy and you will be good to go from there.

This is one of the more important decisions a military member has to make and it is going to provide safety to your family moving forward.

Look into all aspects of this type of policy and learn more about what your legal options are both for the short and long term.

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